Bank of India Credit Officer Recruitment 2025–26 notification has been released for 514 vacancies in the General Banking Officer (GBO) Stream. Eligible candidates can apply online from 20 December 2025 to 05 January 2026. This recruitment offers an excellent opportunity for candidates looking for a secure and high-growth career in the banking sector.
Advertising no.: Project No. 2025-26/01
Introduction:
Bank of India is looking for experienced professionals to join as Credit Officers in their General Banking stream. This recruitment covers various senior and middle management grades. Candidates will be selected based on their professional knowledge and performance in tests and interviews, and once hired, they may be posted anywhere in India.
- For more updates, stay connected with www.sarkarimission.in
Bank of India Credit Officer Recruitment 2025–26 :- Overview:
organization name | Bank of India (BOI) |
|---|---|
post name | Credit Officer (General Banking Officer stream) |
post type | Public Sector Bank Officer (Permanent) |
application mode | Online only |
application fees | SC/ST/PWD: ₹175 (intimation charges only). General & Others: ₹850 (application fee + intimation charges). |
no of vacancies | 514 total posts.( MMGS-II -418 , MMGS-III -60, SMGS-IV -36 ) |
education qualification |
|
selection process | The selection process includes:
Final merit will be prepared using 70:30 weightage (Online Exam : Interview). |
age limit (as of 01.11.2025) |
|
salary |
|
Bank of India Credit Officer Recruitment 2025–26 :- Important Dates:
| Event | Date |
|---|---|
| Notification Release Date | 01 November 2025 |
| Online Application Start Date | 20 December 2025 |
| Last Date to Apply Online | 05 January 2026 |
| Last Date for Fee Payment | 05 January 2026 |
| Cut-off Date for Age & Qualification | 01 November 2025 |
| Online Examination Date | To be notified |
| Interview Date | To be notified |
Bank of India Credit Officer Recruitment 2025–26 :-Exam Pattern:
| Section | Questions | Marks |
|---|---|---|
| English Language | 25 | 25 |
| Reasoning Ability | 25 | 25 |
| Quantitative Aptitude | 25 | 25 |
| Professional Knowledge | 75 | 75 |
| Total | 150 | 150 |
⏱ Duration: 120 Minutes
❌ Negative Marking: 0.25 marks deducted for each wrong answer
📌 English section is qualifying only
Bank of India Credit Officer Recruitment 2025–26- Important Direct Link:
Bank of India Credit Officer Recruitment 2025–26-
To crack the BOI Credit Officer (GBO) Exam, candidates need a smart, section-wise, and exam-oriented strategy. Below are proven preparation tips based on previous banking officer exams.
🔑 Overall Preparation Strategy
- Focus more on Professional Knowledge (50% weightage)
- Accuracy is more important than attempting all questions
- Follow a daily study + weekly revision plan
- Practice mock tests & previous banking questions
📘 Section-Wise Preparation Tips
1️⃣ English Language (Qualifying Section)
✔ Focus on grammar + comprehension
✔ Practice Reading Comprehension daily
✔ Revise basic rules of:
- Tenses
- Subject–Verb Agreement
- Articles & Prepositions
📝 Tip: Do not waste extra time here—just clear the cut-off.
2️⃣ Reasoning Ability
✔ Master Puzzles & Seating Arrangement first
✔ Daily practice of:
- Syllogism
- Inequality
- Coding–Decoding
⏱️ Tip: Skip time-consuming puzzles initially, attempt easy questions first.
3️⃣ Quantitative Aptitude
✔ Strong command over:
- Data Interpretation (DI)
- Simplification & Approximation
- Percentages, Ratio, Averages
📊 Tip: Practice calculation speed and short tricks.
4️⃣ Professional Knowledge (Most Important)
✔ Revise Credit Appraisal & Banking Basics daily
✔ Focus areas:
- NPA & Asset Classification
- Working Capital Assessment
- Loan Documentation
- Basel Norms
- KYC / AML
- Priority Sector Lending
📌 Tip: Solve scenario-based questions related to lending & credit risk.
⏰ Time Management Tips (During Exam)
| Section | Suggested Time |
|---|---|
| English | 15–20 min |
| Reasoning | 25–30 min |
| Quantitative | 30–35 min |
| Professional Knowledge | 40–45 min |
✔ Attempt easy sections first
✔ Keep 5–10 minutes for review
🧪 Mock Test & Revision Strategy
Attempt 2–3 full mocks per week
Analyze:
Wrong answers
Time-consuming questions
Maintain a mistake notebook
📆 Last 15 Days Strategy
✔ Revise:
- Banking terms
- Credit concepts
- Current affairs (last 6 months)
✔ Avoid learning new topics
✔ Practice previous year level questions
📚 Recommended Books (Short List)
- Banking Awareness – Arihant / Lucent
- Professional Knowledge (Credit) – CAIIB study material
- Quant & Reasoning – RS Aggarwal
- English – SP Bakshi
Bank of India Credit Officer Recruitment 2025–26- How To Apply:
- Visit the official website: www.bankofindia.bank.in.
- Click on ‘CAREER’ and select the recruitment link for Project No. 2025-26/01.
- Click “APPLY ONLINE” and then “Click here for New Registration”.
- Enter your basic details to generate a Provisional Registration Number and Password.
- Upload your scanned photograph, signature, left thumb impression, and handwritten declaration.
- Fill in educational and experience details and preview the application.
- Complete the registration and pay the application fee online.
Bank of India Credit Officer Recruitment 2025–26-FAQs?
Q1. Can I apply for more than one post?
👉A: No, candidates can apply for only one post. If multiple applications are submitted, only the latest valid one is kept.
Q2. Is there any age relaxation?
👉A: Yes, SC/ST candidates get 5 years, OBC (Non-creamy layer) get 3 years, and PWD candidates get 10 years of relaxation.
Q3. What is the qualifying mark for the interview?
👉A: The minimum qualifying mark for the interview is 50% for General/EWS and 45% for SC/ST/OBC/PWD categories.
Q4. Will there be an interview if the exam is not conducted?
👉A: Yes, the bank reserves the right to select candidates based solely on an interview if they decide not to hold an online test.
Q5. Where will the exam be held?
👉A: Exams will be held at various centers across India, including major cities like Mumbai, Delhi, Kolkata, Chennai, Bengaluru, and many others.
- For more updates, stay connected with www.sarkarimission.in