Apply now for BOB Credit Analyst & Relationship Manager Vacancy 2025. A high-paying career opportunity with Bank of Baroda—limited time to apply!
Advertising no. BOB/HRM/REC/ADVT/2025/14
Introduction :
The Bank of Baroda (BOB) is currently recruiting for various officer positions in its Corporate and Institutional Credit (C & IC) Department. These jobs are on a regular basis and include roles like Credit Analyst and Relationship Manager. This is a great opportunity to join one of India’s largest banks. The application process is completely online and starts on October 10, 2025, with the deadline for submission and fee payment being October 30, 2025. Candidates must meet the specific educational qualification (Graduation plus a Post Graduate qualification in Finance or equivalent, OR CA/CMA/CS/CFA) and experience criteria for the respective posts.
- For more updates, stay connected with www.sarkarimission.in
BOB Credit Analyst & RM Vacancy 2025-Overview
organization name | Bank of Baroda (बैंक ऑफ़ बड़ौद) |
|---|---|
post name | 1. Manager - Credit Analyst (MMG/S-II) 2. Senior Manager - Credit Analyst (MMG/S-III) 3. Chief Manager - Credit Analyst (SMG/S-IV) 4. Senior Manager C & IC - Relationship Manager (MMG/S-III) 5. Chief Manager C&IC - Relationship Manager (SMG/S-IV) |
post type | Regular Basis for Corporate and Institutional Credit (C & IC) Department |
application mode | Online |
application fees | General, EWS & OBC: ₹850/- + Payment Gateway Charges SC, ST, PWD, ESM/DESM & Women: ₹175/- + Payment Gateway Charges |
no of vacancies | 50 (Total) |
education qualification | Mandatory (for all posts): Graduation (in any discipline) AND Post Graduate Degree/Diploma with Specialization in Finance or equivalent to Finance OR CA/CMA/CS/CFA. |
selection process | The selection process may include:
|
age limit(as on 01.10.2025) | Manager (MMG/S-II): Min. 25 - Max. 30 years Senior Manager (MMG/S-III): Min. 28 - Max. 35 years Chief Manager (SMG/S-IV): Min. 32 - Max. 42 years Senior Manager (C&IC) – MMG/S-III min. 28 – max. 35 years Chief Manager (C&IC) – SMG/S-IV min.32 – max. 42 years(Age relaxation is available for reserved categories.) |
salary | MMG/S-II: ₹64,820 – ₹93,960 MMG/S-III: ₹85,920 – ₹105,280 SMG/S-IV: ₹102,300 – ₹120,940 In addition to Basic Pay, candidates are entitled to allowances and benefits. |
Service Bond | Selected candidates must serve a minimum of 3 years or pay ₹5 lakh as compensation if they leave before the bond period. |
BOB Credit Analyst & RM Vacancy 2025-Important Dates:
| Event | Date |
|---|---|
| Notification Release Date | 10 October 2025 |
| Starting Date of Online Application | 10 October 2025 |
| Last Date to Apply Online & Pay Fees | 30 October 2025 |
| Admit Card Release Date | To be announced |
| Online Exam Date (if conducted) | To be notified later |
| Group Discussion / Interview Dates | To be notified later |
| Result Declaration | To be notified after selection stages |
BOB Credit Analyst & RM Vacancy 2025-Experience Required:
| Post | Minimum Experience |
|---|---|
| Manager – Credit Analyst | 3 years in Credit field in Banks/NBFCs |
| Senior Manager – Credit Analyst | 6 years in Credit field |
| Chief Manager – Credit Analyst | 8 years, with at least 5 years in large/mid corporate credit |
| Senior Manager (C&IC) RM | 6 years with 2 years in Sales/Relationship Management |
| Chief Manager (C&IC) RM | 8 years with 4 years in Corporate Relationship Management |
BOB Credit Analyst & RM Vacancy 2025 - Important Direct Link:
BOB Credit Analyst & RM Vacancy 2025 -How to Prepare:
Getting selected as a Credit Analyst or Relationship Manager in Bank of Baroda requires a clear plan and smart preparation. Follow these steps to boost your chances of success.
📘 1. Understand the Exam Pattern & Syllabus
Before you start preparation, know what to study.
The Online Test (if conducted) includes four main sections:
| Section | No. of Questions | Marks | Duration |
|---|---|---|---|
| Reasoning | 25 | 25 | 75 mins |
| English Language | 25 | 25 | |
| Quantitative Aptitude | 25 | 25 | |
| Professional Knowledge (Finance) | 75 | 150 | 75 mins |
| Total | 150 | 225 | 150 mins |
🟢 Tip: Focus heavily on the Professional Knowledge section — it carries maximum marks.
📚 2. Study Material & Reference Books
Recommended Books:
- Quantitative Aptitude: R.S. Aggarwal – Quantitative Aptitude for Competitive Exams
- Reasoning Ability: A Modern Approach to Verbal & Non-Verbal Reasoning – R.S. Aggarwal
- English Language: Wren & Martin / Objective English by S.P. Bakshi
- Banking & Financial Awareness: Arihant’s Banking Awareness / Disha Publications
- Professional Knowledge (Finance): CA/Finance Notes, Balance Sheet Analysis, Credit Risk Management Books
🧩 3. Focus on Professional Knowledge
For Credit Analyst & RM posts, the key area is Finance & Banking Concepts such as:
- Credit Appraisal Process
- Financial Ratios & Analysis
- Risk Management
- Loan Policies, CIBIL, and Balance Sheet Reading
- Working Capital & Term Loan Assessment
- Corporate Finance & NBFC Operations
🟢 Tip: Read RBI circulars and latest banking updates regularly.
💻 4. Practice Online Mock Tests
- Attempt section-wise mock tests weekly.
- Focus on speed + accuracy.
- Analyze your performance after every test.
- Use platforms like Oliveboard, Adda247, PracticeMock, or Testbook.
🕒 5. Make a 30-Day Study Plan
| Week | Focus Area | Key Tasks |
|---|---|---|
| 1 | Basics & Concept Clarity | Revise Quant, Reasoning, English fundamentals |
| 2 | Professional Knowledge | Study Finance, Banking, Credit Analysis |
| 3 | Revision + Mock Tests | Attempt 5–6 full-length tests |
| 4 | Final Review | Focus on weak topics, update on current banking affairs |
💬 6. Prepare for Interview & GD
If shortlisted, be ready for:
- Group Discussion: Topics on economy, banking reforms, digital banking.
- Personal Interview: Questions about finance concepts, work experience, and your understanding of BOB’s products/services.
🟢 Pro Tip: Practice speaking confidently about your professional background and achievements.
📰 7. Stay Updated
Follow Banking Awareness and Current Affairs daily.
Use monthly magazines like Pratiyogita Darpan, AffairsCloud, or Bankers Adda.
💡 Final Preparation Tips
✅ Stick to the syllabus & avoid irrelevant topics.
✅ Practice daily for at least 3–4 hours.
✅ Focus on time management and accuracy.
✅ Revise formulas and financial terms regularly.
✅ Take care of your health before the exam.
BOB Credit Analyst & RM Vacancy 2025-How To Apply:
- Applying for these positions is a simple, multi-step online process:
- Visit the Bank’s Website: Go to the official Bank of Baroda website at www.bankofbaroda.bank.in.
- Navigate to Careers: Find and click on the ‘Career’ section, then proceed to the ‘Current Opportunities’ web page.
- Register Online: Register yourself and start filling out the online application form. It is mandatory to have a valid personal email ID and contact number and keep them active until the recruitment process is over.
- Complete Fee Payment: The application registration is only complete when you successfully deposit the required fee using the Online mode before the last date.
- Save Documents: After submission, make sure you note down your acknowledgement number and take a printout or save a copy of your completed application form for future reference.
BOB Credit Analyst & RM Vacancy 2025-FAQs
Q1. What is the minimum CIBIL score required to be eligible?
👉Candidates must maintain a satisfactory credit history with a minimum CIBIL score of 680 or above at the time of joining.
Q2. Is there any service bond required for selected candidates?
👉Yes, selected candidates must execute a Service Bond to serve the Bank for a minimum period of three (03) years from the date of joining, or else pay compensation of ₹5.00 Lakhs.
Q3. What are the minimum qualifying marks for the Group Discussion (GD)/Interview (PI)?
👉The minimum qualifying marks are 60% for the General Category and 55% for the Reserved Category.
Q4. Can a candidate apply for multiple posts?
👉No, a candidate can apply for only one post. If multiple applications are submitted, only the latest valid (completed) application will be kept.
Q5. What is the age relaxation provided for reserved categories?
👉The maximum age is relaxed by 5 years for SC/ST and 3 years for Other Backward Classes (Non-Creamy Layer) candidates.
- For more updates, stay connected with www.sarkarimission.in